Who We Are Client Center News & Information Contact Us
Our Team Our Mission Our Services
My Account/Port Center Calculators Client Forms Business Continuity Plan Client Resource Chart
HERITAGE News Monthly Briefs Links Market Commentary Articles
Appointment Request Driving Directions/Info
Heritage Financial Services, Inc.

At Heritage Financial Services, our advisory team delivers confidence that your retirement is focused on reward – not worry. Our comprehensive wealth management provides independent fee based investment management coupled with asset protection, tax and estate planning. We are committed to delivering the highest quality of financial services with the greatest attention to individual detail. For almost two decades, we have honored that promise and look forward to continuing to provide our clients with confidence in their family’s long-term financial security.





  

 

 
 

Maximum annual 401(k), 403(b) and 457 plan contribution limits for 2010 are $16,500 for individuals under age 50 and $22,000 for individuals age 50 and over. Contributions must be made by year-end.

Maximum contributions for IRAs and ROTH IRA's in 2010 are $5,000 for those under age 50 and $6,000 over age 50.  Contributions can be made if you receive compensation and have not reached age 70½.  Contributions can be made at any time during the year or by the due date for filing your return, not including extensions. For most people, this means that contributions for 2010 must be made by April 15, 2011..

There will be no income cap limit on Roth IRA conversions beginning in 2010.  Your financial adviser can address the feasibility of a Roth IRA conversion.

There will be no inflation adjustment in Social Security payments for 2010.